Vibe coding creates amazing prototypes. But when it comes to the ledger and idiosyncratic, regulated money flows for financial institutions, AI isn’t there yet.

Why leave yourself open to a competitor that is friendly today and hostile the day its agent can run your product?

If the typical first-timer were really 40, homeownership among adults under 35 would have collapsed. It was 35.2% in mid-2026, close to 37.4% in 1994.

No one ever meant for the world to be this way. It’s the effect of thousands of well-intentioned, ill-thought-out policies over generations.

Not every discovery was inevitable. Not every breakthrough was fated to happen. It’s false to assume that if one person didn’t build, another would.

Monotony kills innovation. It works for companies where employees are a cog in a machine.

The companies I’ve seen flail the most are chasing trends like dogs chasing their tails.

Management cannot fix problems they don’t know exist, and management can’t reward work they don’t know happened.